Cruising on Medicare: What the “6-Hour Rule” Really Means (7-11-2026)

Source Summary

You booked the cruise. You packed the sunscreen. But before the ship leaves the dock, there is one piece of fine print every senior traveler should understand: Medicare’s so-called “6-hour rule.” The rule surprises many retirees because it sounds far more generous than it actually is. Under Original Medicare, medically necessary care from a cruise ship doctor may be covered only if the ship is in a U.S. Continue reading Cruising on Medicare: What the “6-Hour Rule” Really Means at Royal Examiner.